Insurance Coverage Disputes

Panther Law Group litigates coverage for policyholders, businesses, and community associations across Florida. We take on claims denied outright, claims underpaid, and claims held open long enough that the file becomes the carrier's best evidence.

• Denied, delayed, and underpaid first-party property claims
• Hurricane, windstorm, and water losses
• Contested causation and pre-existing damage disputes
• Declaratory judgment actions on coverage and duty to defend
• Bad faith claims following a determination of coverage
• Appraisal disputes and appraisal-versus-litigation strategy
• Business interruption and commercial property losses
• Commercial general liability and excess coverage

We read the policy first, every endorsement and exclusion and condition precedent, then obtain the complete claim file and pin the carrier to a stated basis for its position. Causation evidence is developed early, because the expert record decides most of these matters and repairing it before trial costs far more than building it correctly.